
Moving abroad is a massive step. Whether it be to Paris or Prague, even the most knowledgeable of people find that the change in culture throws up all kinds of surprises.
Aside from your new home, considerations concerning family and friends as well as issues about pensions, tax and health care all add up, so it's imperative to ensure you're well prepared and have all the essentials covered. DirectGov have provided a checklist to make sure you've got the essentials covered:
Where Can You Move To?
As a UK national, you have the right to live in any European Economic Area (EEA) country. Moving further afield will require you to speak to the British Consul in your intended country and its foreign consulate here in the UK.
The EEA is made up of countries who are full members of the European Union (EU): Spain, Portugal, France, Ireland, UK, Belgium, Netherlands, Luxembourg, Austria, Germany, Italy, Greece, Sweden, Finland, Denmark, Cyprus and Malta.
Tax, Benefits and Pensions
Before you move you can:
Get a State Pension forecast - btain form BR19 from your local Jobcentre Plus or HM Revenue & Customs if you are already living abroad entitlements can vary according to the country of residence.
Ask HM Revenue & Customs for information about your tax liability on any income over the UK personal allowance, UK tax payable from abroad can vary depending on where you decide to live.
Seek independant tax advice about any benefits to you in offshore banking if you are retiring abroad, as this could reduce your tax liability depending on where you are living.
Inform your social security office, HM Revenue & Customs National Insurance Contributions Office (International Services) and the Department for Work and Pensions when you move and provide your contact details abroad - you should also tell them if you change address again or return to the UK to live.
Health
To protect your healthcare needs there are several things you could do:
Find out about welfare rights abroad; some UK benefits are not payable outside the UK, others apply only in the EU or in countries which have agreements with the UK.
Find out about healthcare costs in the country you want to move to.
You are strongly advised to take out health insurance if appropriate to cover private medical and dental treatment, as well as medical repatriation to the UK.
Inform yours and your family's doctor, dentist and other relevant practitioners.
Your Home and Family
Things to remember:
If you decide to keep your property in the UK and it's going to be empty or rented out, you will need to let your mortgage lender, insurance providers know.
Contact your local council - their Council Tax department and electoral registration unit will need to know when you are leaving and a forward address.
Notify your utility companies that you are moving in order to get your final bills and provide a forwarding address for them to send you any outstanding payments or refunds.
Tell your bank, building society or any financial institution that you have a policy agreement with that you are moving abroad.
Have your mail forwarded by asking for a re-direction form at a Post Office - allow enough time for this to be set up as it can take a few weeks.
If you have children, notify the school and the local education authority of the date when you will be withdrawing them from school.
What To Do Upon Arrival?
When you arrive in the country, there are several steps you can take to help things go smoothly. It may be an unsettling time for you and your family, so any preparations you can make will be a real benefit.
Register with the local authorities - this may give you access to the local welfare services after a short period of time, if you are in doubt then ask.
If you are moving to another European Economic Area country (EEA - is the European Union countries plus Iceland, Liechtenstein and Norway) country you must apply for a residence permit within three months of arrival.
Register with the British Consulate, this will help the Consulate keep in touch with you if you get into difficulties.
Ensure your passport is valid and fill in the next-of-kin details on the back page - if your passport is about to expire apply to the British Consulate to have it renewed.
Open a foreign bank ac